What Is Rental Damage Insurance
Rental premises liability insurance relates specifically to any place that you rent or lease for your practice. This type of coverage applies when damage occurs to the facility due to some negligence on your part to the rental space â from the drywall in. Contents of a rental location are not covered within this type of insurance.
What Is General Liability Insurance
General liability insurance, also known as âtrip and fallâ insurance, will protect you in the event that a client trips and falls and is injured as a result. This type of coverage is critical to any business that allows clients onto a property, and it is one of three essential components of a good LMT insurance policy.
Per occurrence means the maximum amount of coverage available to you for each individual incident resulting in a claim. MMIP offers $2 million of liability coverage per occurrence, or per single claim. Individual annual aggregate is the maximum amount of coverage available to you for all incidents that occur during the course of a policy year. MMIP offers an individual annual aggregate of $3 million. In other words, you have $3 million of liability coverage available to you per year.â
The Most Coverage At The Lowest Price
We provide comprehensive coverage without membership or hidden fees. This makes our policy less expensive than ABMP and AMTA while still providing fantastic benefits with comprehensive coverage limits.
Massage Magazine Insurance Plus provides perks and benefits that other liability insurance companies dont offer, including coverage for 350+ massage modalities, free newsletters, professional website, and complimentary access to MASSAGE Magazines Continuing Education Library.
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See What People Say About Mmip
Massage Magazine Insurance Plus got our backRenewing your massage insurance has been super easy, and i love how they continuously provide and improve Continued Education materials and its included in the price. Its nice knowing that at the end of the day after we care for our clients, Massage Magazine Insurance Plus got our back !
This is the easiest company i have ever…This is the easiest company I have ever dealt with. Great experience and have been using them every since I have been a massage student:)
Highly recommendedAwesome massage liability. Prompt and thorough customer service. Continuing education credits included with membership. Just makes sense to use them for coverage.
Massage Insurance Massage Magazine Insurance Plus
MASSAGE Magazine, a publication with over 35 years of trust in the industry, developed Massage Magazine Insurance Plus to provide a single, national massage liability insurance policy for health, wellness, and beauty professionals.Whether you practice massage therapy, cosmetology, or one of our other covered disciplines, you are dealing …
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Insurance With The Bells And Whistles
Take a look at the spreadsheet:
A quick glance reveals that in categories 1 5 all options are fairly comparable except for NAMASTA. Their numbers are the lowest.
Also, worth noting is that the ABMP and AMTA have the best numbers in categories 1 5.
Lets look at categories 6 9. HandsOnTrade scores the worst. And ABMP, AMTA and NAMASTA have goose eggs in two out four categories.
NAMASTA is looking a little rough here. Well come back to that a little later.
But what about added value? Heres a spreadsheet of the extras you get with each option.
At this point, if I were leaning towards buying insurance through a professional organization, Id look at the column that is labeled Extras and decide which extras are important to me.
Once you decide whats important to you, it will be easier to select a professional organization that meets your needs.
My Massage Insurance Cautions
These massage insurance options fell significantly short of their competitors.
In the Just Insurance category, the American Massage Council insurance coverage was the weakest
And NAMASTA fell behind the rest of the pack in the Insurance with Extras category.
But if you liked the extras NAMASTA offers, you could become a member without buying the massage insurance from them.
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Fgg Spa Llc Advantages
Being part of the FGG Spa team enables you to take advantage of these exclusive benefits:
Hand & Stone is a national franchise that specializes in massage, facial, and hair removal services. With over 500 locations across the country, the Hand & Stone brand is a leader in the membership-based spa service industry. FGG Spa, LLC is the largest Hand & Stone franchisee in the system. We have grown to 25 locations across 5 states, and we are still growing! As a family owned business, we are able to provide the benefits of a large company while still keeping a “family” vibe in the spa. We focus on client experience first, and that includes our internal clients…our team members!
Massage Insurance Bundle Deals
You might be wondering if a bundle deal through a professional organization could save you money via the bonuses and perks.
Two Insurance with Extras options stand out here. InsureLMT and Massage Magazine Insurance Plus because they both offer unlimited online CEs and have solid insurance. Massage Magazine Insurance Plus also throws in $500+ in industry discounts and a discount on their magazine called Massage Magazine.
But before you whip out your Visa, heres something to think aboutis buying an insurance option with unlimited CEs cheaper than buying BBI at $96 of InsureLMT policy at $97 and getting your CEs elsewhere?
Well, today I found 12 online CEs for $30. So, the answer would be you if you want the absolute, cheapest massage insurance and an online CE combo then buying an insurance policy with no bells and whistles and finding a cheap online CE provider can save you a little bit of money.
But if you want cheap, no hassles and unlimited CEs always at your disposal, go with Massage Magazine or Insure LMT insurance with extras.
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Here Is A Troubleshooting Guide In Case Things Go Wrong On Your Side
- Step 1 Head to Massage Magazine Login official login page with the links provided below. Upon clicking, your browser will automatically open a new tab for further troubleshooting procedures if you need them.
- Step 2 Enter your login credentials. These are the information provided by Massage Magazine Login upon signing up or from a personnel over at Massage Magazine Login.
- Step 3 After hitting Enter, you should receive a pop-up on screen notifying that you have successfully logged into .
- Step 4 If you cannot log into the Massage Magazine Login website, you can start troubleshooting with the guide we have prepared below or contact us for support.
It is very rare to see people having troubles with our login system, a guide should still be ready to prevent any mishaps. If you fall into one of those cases where you cannot log into our page, here is a guide for you to fix it on your side.
Step 1 First, check your Internet connection. This is the primary reason why your login is failing, either due to connection instability or requests timing out.
Step 2 Make sure that you are using as well as entering the right login information. Some of our customers have tried using their old passwords and failed. If you can, you can also opt to view your passwords as you type it. However, you should check if anyone is around to see your credentials.
At Hand And Stone Opportunity Knocksover 500 Locations Open Across The Us
We have opportunities for Massage Therapists, Estheticians, Spa Managers and Spa Associates at all stages of their careers. Full Time, Part Timewe can provide the perfect fit with FLEXIBLE schedules.
Hand & Stones focus is on creating an experience that exceeds our guests expectations. We treat every guest & employee with respect. We know if you have happy employees, you will have happy clients. Become part of the team and youll see that for yourself.
I acknowledge that I am applying for employment with an independently owned and operated Hand and Stone franchisee, a separate company and employer from Hand and Stone Franchise Corp. and any of its affiliates or subsidiaries. I understand that each independent franchisee is solely responsible for all decisions relating to employees including and without limitation hiring and termination, benefits, compensation, day to day activities, and terms or conditions of employment. Hand and Stone Franchise Corp. does not accept, review or store my application. Any questions about my application or the hiring process must be directed to the locally owned and operated Hand and Stone franchisee.
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How To Get This Offer:
Watch this video to see some of our technique in action, and use the website menu to explore our website.
How To Fit Ceus Into Your Busy Schedule
How busy are massage therapists today? The American Massage Therapy Association estimates that the average massage therapist in the United States spends roughly 18 hours per week on actual client therapy. This might lead you to believe that massage therapists work part-time hours, and have easy, relaxing schedules.
For many practitioners though, this couldnt be further from the truth. The reality is that those 18 hours of actual therapy represent a small fraction of the total number of hours per week spent in the office. In addition to the need to provide actual services to a variety of clients, therapists also have a whole host of other things on their plates. They have to run an office recruit and develop leads for new clients network and coordinate with other medical professionals in their area manage their bookkeeping bill insurance providers for clients who opt to utilize a co-pay option maintain their equipment keep up with scheduling purchase supplies put significant amounts of energy into marketing efforts maintain a social media presence and more. So, while Americans spend roughly $30 billion per year on complementary medicine , the average therapists share of that income only corresponds to a fraction of the work they have to do each week to maintain an active, healthy, thriving practice.
Thats great while youre in school. But what about the day to day demands of the profession? How do you balance those demands with your CEU requirements?
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I Just Want Freakin Masssage Insurance
Heres what the 3 options for Just Insurance look like on a spreadsheet:
Immediately you see that the American Massage Councils policy is lacking in 8 out of 9 categories when compared to Beauty & Bodywork and InsureLMT.
In 5 out of 9 categories, both Beauty & Bodywork and InsureLMT provide the same coverage amount. Of the 4 remaining categories, Beauty & Bodywork wins: 3 -1 .
So, Beauty & Bodywork is a $1 cheaper than InsureLMT and is better than InsureLMT in 3 categories.
Right now it looks like: Go with Beauty & Bodywork if you just want the cheapest insurance with the best category coverage.
But there is one more thing to consider and its this:
Beauty & Bodywork liability insurance is a claims-made policy.
InsureLMT is a occurrence-Form policy.
Yeah, well lets Allen Financial Insurance Group explain it.
An occurrence policy provides coverage for alleged incidents that happened during the policy year regardless of when the claim is reported to the carrier. It provides a separate coverage limit for each year the policy is in force. It doesnt matter if the policy is active when the claim is reported. It only matters that the policy was active when the alleged incident occurred.
A claims policy covers the insured for an incident that occurred during the policy period and was reported as a claim while the policy remained in force.
Im with ya. Lets put it in massage language.
We Offer The Industry
Massage Magazine Insurance Plus offers the industry-preferred Occurrence Form liability coverage and individual aggregate limits that protect you from claims that may arise. Combined with our high insurance limits and superior customer service, our massage insurance gives you the peace of mind that you are protected and if anything does happen, we’ve got your back.
Occurrence Form Policy
Occurrence Form is the industry-preferred policy type over Claims Made because you are covered for any incident that occurred while your policy was in effect. We offer the Occurrence Form policy so that our customers can rest easy knowing they’re protected even if their clients delay making a claim.
Individual Annual Aggregate
We offer individual limits, meaning your policy will protect you up to the amount listed on your policy. Every insured person will have their own coverage, and the claims that others make will not affect the individual coverage amount available. This is unlike shared limits where when the group shared limit is reached for the policy year, anyone who files a claim afterwards will not be covered under their individual limits.
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These Are The Good Old Days
Remember the good old days when you just bought cheap massage insurance and that was it?
No free websites that never get noticed.
No newsletters that you never read.
No upselling you scheduling software and massage business services.
No massage insurance the next year because the company you bought from vanished into thin air
Okay, so it wasnt all that great.
The reality is, weve got a lot of choices now.
We just need to wade through themand thats what Im going to help you do.
Before we get started please note that some of the links below are affiliate links. That means I get a commission if you purchase through an affiliate link. But you dont pay more for going through my links.
Affiliate commissions help keep this blog cranking, and thank you if do choose to support my work.
My goal with this article is simply to give you the spreadsheets so that you can compare policies. You make the decision regarding who you want to go with.
Lastly, if you have a massage insurance liability question for any company mentioned in this article, send it to . I will make sure that you get an answer.
Alright, lets get crackin.
Its Not Always About The $
But buying insurance through a professional organization isnt always about money, right?
Sometimes its about category 4Other. In other words, its about having the support of a professional organization.
For a deeper dive into Other, here are the links to the additional perks with each option. Ill see you in the paragraph after the links.
Howd it go? Did one organization resonate with you? If so, maybe thats the one to buy from. But before you do, lets do a quick review.
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Massage Magazine Insurance Plus Portal
Are you trying to login to Massage Magazine Insurance Plus Portal)? The easiest way to do that is to use the official links that we have provided below. We keep all of our links up to date at all times.
So, if you ever need to login to Massage Magazine Insurance Plus Portal again, you can rest assured that we will have the most up to date and official links available.
Online Continuing Education For Massage Therapists That Caters To Your Interests Budget & Time
MASSAGE Magazine is now able to provide free online continuing education through our unique partnership with one of the best providers of massage CE todayPanda Massage CEU. These online massage therapy continuing education courses cover dozens of the most relevant topics for the modern massage therapist.
Find interesting, interactive, and accessible online coursework to earn your state boards required CEUs faster and easier than ever. Youll find a host of online courses that engage you throughout the process so you retain more information and can use more of what you learn in your own practice.
Alternatively, individual continuing education courses may be purchased through Panda Massage CEU for $7 to $8.50 per credit hour.
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Custom Craftworks has grown to become one of the largest manufacturers of massage tables, chairs, equipment and accessories in the United States. Acquired by Pivotal Health Solutions in 2009, Custom Craftworks continues to build thoughtfully constructed, long-lasting products for students, therapists, and educators in the massage, therapy, and holistic health fields.
Massage Magazine Insurance Login
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About Massage Magazine Insurance Plus
Massage Magazine Insurance Plus offers a single, national liability insurance policy for complementary and alternative medicine professionals, including massage therapists, estheticians, cosmetologists, yoga instructors and more. MMIP customers receive a free professional website coverage whether practicing full or part time and identity theft and stolen equipment coverage. For more information, visit massageliabilityinsurancegroup.com or call 828-6922.
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